Apple Pay Cash: Tips, Fees, Set Up, Transaction Limits, iMessage Payments, More


Mike Nudelman Business Insider

This adoption of iOS 11 has been slower than that of iOS 10, according to Apple's official App Store statistics iOS 10 was adopted much quicker after its release with 54% of users downloading the update.

Unlike Venmo and other payment apps, Apple Pay Cash doesn't work on Android devices.

P2P payments and Apple Pay Cash are available in the US on newer iPhone and iPhone and iPad devices running iOS 11.2 or later. But the company delayed its launch until the release of iOS 11.2, which became available over the weekend.

Is Apple Pay Cash Free To Use? Now that bug has been fixed by Apple may see a increase in users updating to the new iOS 11.2 update as more and more people adopt the new Apple Pay Cash system. Apple also assures that Apple Pay Cash doesn't affect a person's credit and won't be impacted by any credit freezes. Just tap the A icon to open it.

If you haven't already done so, you first need to download and install iOS 11, specifically 11.2.

You can set up Apple Pay Cash in the Wallet & Apple Pay area inside the Settings app. However, Venmo offers a couple of important advantages over Apple's system: You can scan a QR code to verify your payee, and you can attach notes along with a payment.

Apple Pay Cash comes with some limitations.

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Users who want to add funds from a debit card or prepaid card can add a minimum of $10 on the Apple Pay Cash card per transaction and a maximum of $3,000.

If you pay with a credit card instead, Apple will charge 3% a transaction.

Here's what it looks like when you send or request money.

. Once you slide this switch, you have to enter your Apple ID and password and accept a legal agreement stating that the services are provided through Green Dot Bank. After that, users can tap "Send" and confirm the payment using Touch ID or Face ID.

Here's what the whole process looks like.


After I completed these steps, I was asked to add a debit card so that money could be transferred to my new bank account. Apple Pay Cash allows people with Apple devices to send cash to each other via Apple's Messages app. A balance can also be used to pay for transactions inside a store or online using Apple Pay.

You could try telling Siri "Apple Pay $25 to Steve for movie tickets", for example.

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